Your home should be a safe place you can enjoy. Whether you are currently a homeowner or a renter, Irvin-Dyal & Brown can find the right policy to set your mind at ease.
Discounts are available for:
- Central alarm systems
- Newer homes
- No prior claims
- Auto insurance with the same company
- Persons 50 years and over
Optional coverages for your policy:
- Computer equipment
- Fine art
- Fine china and silver
Home Insurance Spring Hill, Brentwood and Franklin, TN.
Whether you’re a homeowner or renting, you will agree that there is no place like home. It’s where you relax, entertain, and feel safe. Every home is different and unique – it may be an apartment where your prize possession is a Gibson guitar, or a mansion house chock full of antiques.
Unfortunately accidents happen, often with catastrophic results, and we all have to be prepared for the worst. It could be a natural disaster like a flood, or an accidental fire. Irvin-Dyal & Brown bring you peace of mind by making it their business to minimise the trauma and loss involved if the unexpected and unthinkable occurs.
We have arranged home insurance for hundreds of happy homeowners and renters in Tennessee, especially in and around Nashville in the suburbs of Spring Hill, Brentwood and Franklin (where our offices are conveniently situated). We pride ourselves on being an independent insurance firm, with a local focus.
We represent more than 20 insurance providers, so our agents are able to find exactly the right home insurance policy to cover your individual requirements and budget. Our aim is to restore or replace your home and/or its contents after an unforeseen calamity, so that you can continue with your normal life as soon as possible.
Irvin-Dyal & Brown insurance agents don’t just tick boxes when we offer you home insurance cover. We believe in personal service and fully consult with you to discuss your specific needs and requirements. This ensures that if and when you are unfortunate enough to have to make a claim, there will be no nasty surprises when it comes to liability, and all eventualities will be covered by your home insurance policy.
What you choose to cover in your home insurance policy is up to you, but because we have such a tried and trusted reputation for excellent service, most of our customers are happy to follow the advice of our experienced specialist agents. We definitely recommend that if you have any special valuables among your house contents, these are inventoried so you can take up optional special cover. This includes items such as jewelry, computer equipment, fine art, guns, fine china and silverware. If you are unsure which possessions need special insurance coverage, just ask.
When it comes to protecting your home and personal property, there should be no compromise on cost, but Irvin-Dyal & Brown will be able to offer you the most affordable rates around. We also have several discounts available:
- Typically we are able to reduce premiums for homeowners or tenants who have a central alarm systems
- We can generally offer lower rates to those living in newer homes
- We discount on properties with no prior claims
- If you choose to have your auto insurance with the same company as your home insurance you will get reduced rates
- There is a discount for those aged 50 or over.
While it is unpleasant to contemplate a disaster befalling your house, apartment or condo or the contents, it is good to know that if fate chooses to hit you with the worst you can mitigate the blow by getting in touch with our helpful, friendly home insurance agents here at Irvin-Dyal & Brown. Call today to arrange a consultation; with the right policy in place you can sleep easy.
As your flood partner, we want you to know that we continue to work tirelessly for policyholders who have been impacted by the recent hurricanes. Some of your customers may not have flood coverage, so we’re passing along some helpful information that you may want to share for those requiring disaster assistance.
If an individual receives federal disaster assistance, it is a requirement to purchase flood insurance; however, they can purchase the policy from your agency to satisfy this requirement.
If they don’t purchase an individual flood policy, a group flood policy will be provided to fulfill this requirement. This policy will have limited coverage and the premium will be part of the FEMA disaster assistance grant or loan. A policyholder with a group flood policy can cancel this policy at any time during the policy period provided they have purchased their own individual flood policy.
For those that don’t have coverage, please encourage them to visit disasterassistance.gov.
As a reminder, please share claim information with customers in impacted areas who currently have flood insurance.