Auto Insurance Franklin TN

Best Value Franklin Auto Insurance

Whether you’re a fleet owner, drive a pick-up, transport the family in a minivan or commute in a hybrid hatchback you’re going to need the right sort of auto insurance to protect yourself and the vehicle in the event of a collision or damage.

You need insurance with the appropriate cover that will get you back behind the wheel as soon as possible if your vehicle is involved in an accident, or damaged by fire or theft.

Irvin-Dyal & Brown are the local auto insurance experts in Nashville, Franklin, Brentwood, Columbia and Murfreesboro, Tennessee, offering a wide range of comprehensive auto insurance and collision insurance options.

As an independent insurance agency we are able to offer Tennessee residents savings on their auto insurance premiums.

Many drivers opt for car liability insurance only – the bare minimum required to meet the legal requirements of the state of Tennessee. This provides cover for injuries or damage you may cause to someone if you are involved in an auto accident.

We do, however, recommend to our auto insurance customers that they take out additional cover. Comprehensive insurance is the ideal because it covers your vehicle for repairs and replacement of damage that is not the result of a collision. This means you are covered if your car is broken into by criminals, is stolen, washed away in a flood or caught in a fire.

We’ll help you cover all the bases with the best possible auto insurance quotations and flexible, affordable payment options.

Generous Auto Insurance Discounts and Extras

With decades of experience under our belt, Irvin-Dyal & Brown offer auto insurance products that represent major carriers – proven leaders in the industry. Our personal service and bespoke insurance policies are appreciated not just locally in Franklin, but also by clients in Nashville and the surrounding area, including Brentwood, Columbia and Murfreesboro.

Our specialist auto insurance agents at Irvin-Dyal & Brown will explain all the options and benefits of the various types of auto insurance available to you, and strive to give you the lowest possible quotation.

We are able to offer generous discounts for some categories of customers, such as drivers aged over 50, good students, those who undergo advanced driver training, and those who have a home insurance policy with the same insurance provider as their auto insurance.

Types of Tennessee Auto Insurance

Broadly speaking the different types of auto insurance we offer can be outlined as follows:

• Bodily Injury Liability Insurance: The State of Tennessee requires drivers to have a minimum of $25,000 per person and $50,000 per accident cover for a vehicle accident that causes injury to someone.
• Property Damage Liability Insurance: Tennessee drivers must also have a minimum of $15,000 cover in place for an auto accident that results in damage to property.
• Collision Insurance: This covers the cost of damage to your vehicle if you are involved in a collision with another vehicle or stationary object, like a tree or wall.
• Comprehensive Insurance: This covers your vehicle for damage caused by a wide range of possibilities, other than a collision, including weather events, vandalism, colliding with an animal, and theft.

Besides the basics of each type of insurance, we can arrange auto insurance policies with special provision for things like medical expenses incurred by an auto accident, cover if you are injured or your vehicle damaged by an uninsured driver, and useful extras like emergency road rescue and locksmith services.

Be safe rather than sorry. Speak to us to ensure you have the best auto insurance available for your requirements and budget.