Franklin Tennessee Insurance Services

The thriving city of Franklin – the historic seat of Williamson County, Tennessee – is well known as the chosen home of many country music stars and high-profile residents. Situated just 20 miles south of Nashville (“Music City”), it offers the perfect blend of heritage, growth and opportunity.

Irvin-Dyal & Brown Insurance is proud to call Franklin home too. From our office in Aspen Grove Business Park, we operate as a trusted, independent, family-run insurance agency providing comprehensive insurance services across Middle Tennessee. Our central location in the greater Nashville metropolitan area gives us exceptional reach and allows us to serve clients throughout the region with ease.

Local homeowners, drivers, families and business owners rely on us for customized insurance solutions that offer maximum protection at competitive premiums. With a combined 75+ years of experience and partnerships with over 20 leading national insurance carriers, we provide dependable coverage for virtually every scenario.

Whether you’re seeking personal or commercial insurance, we offer a full suite of policies including Auto Insurance, Home Insurance, Life Insurance, Business Insurance and Term Insurance.

Home Insurance in Franklin, TN

Franklin’s population has surged in recent decades, with rapid residential, business and industrial growth extending far beyond the historic downtown core. Whether you’re investing in a condo, a new-build, or a luxury home, protecting that investment is essential—especially in an area prone to tornadoes, flash floods and accidental fire risks.

Our Franklin home insurance specialists combine local insight with industry expertise to evaluate your property, assess risks, and build a policy that offers strong protection against a wide variety of perils. We ensure that your coverage limits and endorsements align with your needs and shield your home and possessions from unexpected loss.

Talk to us about tailor-made home insurance solutions, including:

• For families: Save money with a simple bundled plan for home, auto and life insurance—often reducing premiums by hundreds per year.
• For seniors: If you’re downsizing or updating long-term coverage, we’ll help make sure your policy suits your current lifestyle and needs.

Auto Insurance in Franklin, TN

Your car is likely one of your most valuable assets after your home—and in Tennessee, maintaining sufficient auto insurance is not only mandatory but essential for financial protection.

A policy review can reveal important gaps in areas like bodily injury liability, property damage liability, or uninsured motorist coverage (critical for hit-and-run incidents). Franklin is home to many high-end vehicles, and if you drive one, it’s even more important to ensure your insurance fully covers its value and the risks associated with operating it.

We partner with a wide range of top-rated insurance carriers, many of whom offer discounted premiums to qualifying Franklin drivers and to policyholders who bundle home and auto coverage.

Life Insurance in Franklin, TN

Although life in Franklin feels peaceful and secure, unexpected events such as sudden illness, disabling injury or accidental death can have profound financial consequences for your loved ones.

A comprehensive life insurance policy protects your family’s future by covering financial obligations and helping maintain their standard of living. At Irvin-Dyal & Brown, we don’t believe in one-size-fits-all solutions. Our independent agents work closely with you to recommend the best plan—whether Term Life Insurance or Permanent Life Insurance—based on your age, health, lifestyle and long-term goals.

While arranging life insurance may feel daunting, the security it provides delivers lasting peace of mind, allowing you to focus on enjoying life knowing your family is protected.

Business Insurance in Franklin, TN

Franklin—especially the thriving Cool Springs area—is one of Tennessee’s premier hubs for business and commercial growth. Whether you’re a sole proprietor, professional, small business or large corporation, Irvin-Dyal & Brown can help protect your operation with robust and affordable business insurance.

We specialize in evaluating your risks and customizing coverage so you pay only for what you truly need. Our commercial policies—underwritten by top carriers—cover everything from general liability and property damage to data breaches, professional liability and business interruption.

If you mean business in Franklin, our insurance experts are ready to safeguard your operations so you can focus on running and growing your company with confidence.

Living in Franklin is a privilege, and having Irvin-Dyal & Brown Insurance right here in the community means your home, family, vehicles and business can be properly protected by people who genuinely care.