Auto Insurance a Priority in Columbia TN
The quintessentially quaint southern city of Columbia TN – county seat of Maury County, Tennessee – boasts as many mules and antebellum mansions as it does cars. Auto insurance is, however, a priority for the people who live in this peaceful part of the Nashville metropolitan area that is famed for its annual Mule Day, held each April for more than 180 years.
Lovely as they are mules don’t quite cut it nowadays as a form of transportation in Columbia TN, where cars, SUVs, pick-ups, vans and trucks hog the highways and byways.
Tennessee has a Financial Responsibility Law that requires drivers to be financially responsible for any injury or damage caused in the event of an auto accident, so car insurance is a necessity in Columbia and elsewhere across Tennessee.
The best place to go for vehicle insurance in Columbia is Irvin-Dyal & Brown, the local insurance firm that has been safeguarding people in the city for decades with a range of tried and trusted insurance products from leading providers.
Flexible Auto Insurance in Columbia TN
Irvin-Dyal & Brown offers a range of flexible auto insurance policies which can be tailored to suit individual needs and budgets.
The basic types of auto insurance offered by Irvin-Dyal & Brown include:
- Liability Insurance for Bodily Injury: To comply with Tennessee state law drivers have to have a minimum of $25,000 per person and $50,000 per accident cover for a vehicle accident that causes injury to someone.
- Liability Insurance for Property Damage: Legally Columbia drivers require a minimum of $15,000 insurance cover for an auto accident that results in damage to property.
- Collision Insurance: Covers damage to your vehicle if you hit another car or an object such as a tree or wall.
- Comprehensive Insurance: Highly recommended to cover your vehicle for accidental damage in all circumstances including fire, theft and floods.
Policies for all these types of insurance are customisable with optional added extras, such as cover for medical expenses incurred, an accident with an uninsured driver, emergency breakdown and locksmith service.
Columbia TN Auto Insurance Cost
The Irvin-Dyal & Brown professional auto insurance team are always willing to meet with you in Columbia to discuss your needs and talk you through the available car insurance options.
The Irvin-Dyal & Brown agents will always source the best cover available for the most affordable price, whether it be basic liability insurance or collision and comprehensive insurance (which is usually mandatory if you have a car loan or lease a vehicle).
The firm offers flexible payment terms for vehicle insurance in Columbia and there are discounts available for certain categories of clients. For example, there are special deals available for drivers aged over 50, students, those with advanced driver training and those who have a home insurance policy with the same insurance provider as their car insurance.
In the event of a Columbia auto accident Irvin-Dyal & Brown will expedite the insurance claim process and arrange for repairs and/or recovery, ensuring you have the best possible outcome as quickly as possible.