Columbia Tennessee Insurance Services

The historic city of Columbia, Tennessee—the proud seat of Maury County and part of the Nashville metropolitan area—is affectionately known as “Mule Town.” Its nickname comes from the famous Mule Day festivities, a tradition dating back to 1840 that honors these resilient working animals with parades, music, crafts, food, and community celebration.

Just like Columbia residents, our family-run agency at Irvin-Dyal & Brown Insurance, located only a short 30-minute drive away in Franklin, looks forward each year to the vibrant Mule Day craft shows, flea markets, lumberjack competitions, square dancing, barbeques, and the much-loved float parade. But above all, what we enjoy most is providing dependable, local insurance services to the people of Columbia.

We proudly help protect the 42,000 residents across the 38401 ZIP code, ensuring they have the right home, auto, life, and business insurance through our network of approximately 20 trusted carriers.

Meet Your Local Columbia Support Team

With 75+ years of combined experience, our Columbia specialists are here for you:

• Tom Irvin – Life & Business Services

• Chad Irvin – Commercial & Personal Lines

• Robin Coleman – Personal Lines

Home Insurance in Columbia, TN

Columbia residents take great pride in their homes—especially since Maury County has more antebellum houses than anywhere else in Tennessee, including the former residence of James Knox Polk, the 11th U.S. President.

Whether you live in a beautifully restored historic property or a modern family home, your house is likely one of your most valuable investments. That’s why choosing the right home insurance in Columbia is essential.

Columbia homes face risks such as fire, flooding, tornadoes, storm damage, burglary, and other unforeseen events. Protecting both the structure of your home and your personal belongings is crucial, and our experts specialize in assessing the unique exposures found throughout Maury County—from tornado-prone areas to older homes that may require specialized coverage.

Our partnerships with 20 leading national insurance carriers allow us to access a wide range of policies and tailor coverage to fit your needs at a price that works for your budget.

• Many Columbia families prefer bundled home, auto, and life coverage—we streamline these plans and often help homeowners save significantly each year.

• If you’re downsizing, retiring, or planning ahead, we ensure your insurance continues to match your lifestyle and long-term goals.

Vehicle Insurance in Columbia, TN

In Tennessee, all drivers are required to carry a minimum level of liability auto insurance. Irvin-Dyal & Brown helps Columbia motorists stay compliant—offering the lowest available premiums and high-quality coverage options.

We also provide a full suite of auto insurance solutions tailored to Columbia drivers, including:

• Comprehensive coverage

• Collision insurance

• Uninsured/underinsured motorist protection

• Roadside assistance

• Medical payments coverage

• Rental reimbursement

• Personal injury protection

Some drivers may qualify for discounts, including multi-policy savings available when you bundle your home and auto insurance with the same provider.

Speaking with our experienced team ensures you get the right level of protection—coverage that safeguards you from everything from theft and hail damage to flood loss or collision-related expenses. With the right auto insurance, Columbia drivers can travel with confidence.

Life Insurance in Columbia, TN

If you’re young, healthy, and enjoying life in Columbia, it may be tempting to ask, “Do I really need life insurance?” The answer is yes—especially if you have dependents or loved ones who rely on your income.

Life insurance helps protect your family from financial hardship by covering expenses such as:

• Mortgage or rent

• School fees

• Utilities and household bills

• Medical costs

• Funeral arrangements

Our life insurance specialists at Irvin-Dyal & Brown will walk you through all available options and help you secure a policy that fits your needs and budget. With access to 20 top carriers, we’re equipped to handle even the most complex coverage requirements—giving you peace of mind for the future.

Business Insurance in Columbia, TN

Columbia’s revitalized downtown district—filled with boutique shops, restaurants, and rapidly expanding businesses—reflects the city’s growing economic energy. The local manufacturing sector is also thriving, creating a diverse commercial landscape.

At Irvin-Dyal & Brown, our commercial insurance agents work with Columbia’s businesses of all sizes. Our mission is simple: to make sure your company, employees, customers, and assets are fully protected.

We provide tailored business insurance packages that can include:

• General liability insurance

• Commercial property coverage

• Workers’ compensation

• Business interruption insurance

• Cyber liability and data breach protection

• Industry-specific coverages

With access to more than 20 reputable business insurance carriers, we offer comprehensive, cost-effective solutions designed to meet your exact needs.